Insured while doing sport

As a member of the Berlin State Sports Federation (Landessportbund Berlin), our club is covered by its sports insurance. That means: anyone who trains, plays or volunteers with us has basic accident and liability cover during club activities – no separate application and no extra cost.

Covered through the

Landessportbund Berlin

  • Sports accident
  • Sports liability
  • For all members

Framework agreement with Feuersozietät Berlin Brandenburg

At a glance

Basic cover through the Landessportbund

The Landessportbund Berlin has a framework agreement with the insurer Feuersozietät Berlin Brandenburg for all member clubs. The premium is included in the federation fee that our club pays.

Two things are covered: accidents that happen to you during club sport, and damage you cause to others.

€0extra cost for you – the premium is paid via the club
€10mliability cover, flat rate for personal injury and property damage
4 weeksdeadline for reporting a claim after the incident

Who is covered?

Everyone who keeps the club going

Cover applies to our members and to everyone active on behalf of the club.

  • MembersAll members during training, competitions and club events – whatever the sport.
  • Coaches & volunteersCoaches, board members and helpers while carrying out club tasks. Volunteers are also covered by the statutory accident insurance (VBG).
  • Guests & trial sessionsWant to try us out first? Have a quick word with the coach beforehand – we will sort out with you how you are covered during a trial session.

When does it apply?

Everything that is part of club life

  • Training
  • Competitions & tournaments
  • Club events & trips
  • Direct way there and back

Benefits

What the insurance covers

Sports accident insurance

Helps if you are injured during a club activity and suffer lasting effects. Benefits under the framework agreement (excerpt):

  • Disability: €50,000 base sum
  • Death: €10,000
  • Rescue costs: up to €50,000
  • Cosmetic surgery: up to €50,000
  • Rehab stay allowance: up to €1,000

Sports liability insurance

Applies if you cause damage to someone else during club sport – for example an injury in a tackle or damaged equipment in the gym.

  • Personal injury and property damage: €10m flat
  • Covers members and volunteers
  • Applies to all club activities under our statutes
Basic cover, not full insurance

The sports insurance only covers basic risks and does not replace private accident or liability insurance. Medical and treatment costs are still paid by your health insurance. Only the Landessportbund’s contract terms are binding.

Report a claim

What to do after an accident?

Report quickly: the insurer must be informed no later than four weeks after the incident. The club submits the claim form – you just need to give us the details.

  1. Tell your coachLet them know on the spot, even if it seems minor at first.
  2. Note what happenedWrite down date, place, what happened and any witnesses; keep medical reports.
  3. Email usSend everything to kontakt@roter-stern.berlin – ideally within a few days.
  4. We file the claimWe fill in the claim form and submit it to the insurer.

Questions about insurance?

Not sure whether something is covered, or want to report a claim? Drop us a line – we are happy to help.